Subjects

Health insurance


Statutory and private health insurance companies form the basis of the health insurance system in Germany. For statutory health insurance companies, most of the benefits are covered by a specific service catalog, the framework of which is defined in the Fifth Social Code (SGB V) and the details of which are decided by the Federal Joint Committee (G-BA). Employees or employees subject to social security are compulsorily insured up to a certain income limit in statutory health insurance (SHI). The self-employed and employees with an income above the compulsory insurance limit (€ 59,400.00 in 2018) can, however, choose whether to switch to private health insurance (PKV).

In the case of private health insurance, the assumption of costs for the services is defined individually when the contract is concluded. With private health insurance, there are fundamentally significant differences in the range of services and in the contribution rates. For example, the latter often increase significantly with age, as they are based on the costs involved. In contrast, the amount of the membership fees in the SHI fundamentally depends on the income of the insured and not on the costs incurred or the state of health of the insured. However, there are also differences between the individual statutory health insurers, despite the focus on the common service catalog. This applies, for example, to the area of ​​voluntary benefits and membership fees, which vary depending on the amount of the additional fee. (fp)

The health insurance companies have to accept several million euros of fraud damage every year because doctors make false bills, systematic card misuse ...
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Health minister Gröhe warns of scaremongering in health insurance contributions In the last few days, calculations had been reported that the patient ...
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Cancellation of sick pay due to failure to take rehabilitation measure in Stuttgart (jur). If a health insurer enters an approved rehabilitation measure without justification ...
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Health insurance funds will receive billions of euros from the federal government After the increases in health insurance contributions in recent years, the insured ...
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LSG Munich: Mail delivery time is not to be counted against the deadline (jur). For the decision on the insured person's claim for benefits, the statutory sick ...
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Fitness tracker for everyone: Health insurance companies want to use dataWith fitness bracelets and special apps, you can use important data such as heart rate and ...
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The additional income-related contribution to statutory health insurance introduced at the beginning of the year is increasingly dividing the camp of health insurance companies. Of the ...
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Despite a deficit in the first half of the year, 15.3 billion euros in financial reserves with health insurance funds, according to the ...
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Plaintiff is granted his right to informational self-determination in the dispute over the permanent storage of his passport photo for the health card ...
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TK boss: The financial equalization promotes illness instead of prevention Many illnesses could be avoided by a healthy lifestyle, but ...
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Experts have long been predicting an increase in health insurance contributions in Germany. Federal Minister of Health Hermann Gröhe now ...
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The self-governing bodies of the GEK and the German BKK unanimously decided today in separate meetings to provide the board members with the concrete preparation ...
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Health insurance companies record high deficit in the first half of the year The statutory health insurance companies in Germany have a deficit of almost one ha ...
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Many health insurance companies reimburse over-the-counter medication costs.
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Health insurance company has to answer inquiries about social security contributions. Insured persons are entitled to information about the payment of contributions by the ...
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DAK Gesundheit is calling for a new start in the competition for statutory health insurance (GKV). The intended reform is intended to improve quality and effi ...
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Health insurance contributions: 2016 by up to 50 euros more per month16.03.2015As of next year, health insurance contributions could increase by up to 50 euros ...
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President of the Federal Insurance Office expects increasing contributions in the SHI 24.02.2015The contributions of the statutory health insurance will ...
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Survey: Statutory health insurance companies warn of increasing premiums31.01.2015Represented by the statutory health insurance companies in Germany of increasing premiums ...
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In 2016, health insurance contributions will rise again. January 05, 2015The slight relief that millions of Germans are experiencing due to the reduction ...
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Health insurance funds: Financial situation deteriorates continuously04.01.2015Due to the general increase in costs and the aging population ...
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Relief for almost 19 million members of the health insurance fund 30.12.2014 At the turn of the year, the general contribution rate to statutory health insurance ...
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Supplementary contribution to health insurance 2015: hardly any relief for the insured17.12.20142015 comes the supplementary contribution for the statutory health ...
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Health insurance companies publish additional contributions15.12.2014As of January 2015, when the statutory health insurance contribution is reduced, the health insurance ...
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Cash register change: BVA boss warns of panic reaction.11.25.2014The Federal Insurance Office (BVA) has warned against this, given the entry into force of the ...
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Health insurance must pay for expensive hearing aid 16.10.2014If someone can only compensate for his hearing loss with an expensive hearing aid, ...
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Deficit of the statutory health insurances doubled30.08.2014According to a current press report, the statutory health insurances in Germany have their deficit ...
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Health insurance companies call for public doctor ranking 26.08.2014The statutory health insurance companies in Germany want future ranking lists of the best ...
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The statutory health insurance companies are once again spending more than they are earning. In the first quarter ...
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As of next year, millions of insured people can look forward to lower health insurance contributions. According to a media report, they are planning ...
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Sterilization costs are rarely borne by the statutory health insurance companies only in ...
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Another health insurance reform decided by the federal cabinet26.03.2014Each federal government in the past decades has at least once ...
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Federal Minister of Health expects lower health insurance contributions for 20 million insured persons
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Government wants to cut tax subsidy for health insurance funds06.03.2014The German federal government plans to cut subsidies further ...
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Health insurance companies: More general practitioners and better pay 28.02.2014 In Germany there are fewer and fewer general practitioners. Especially in the country it could be future ...
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Techniker Krankenkasse predicts additional contribution from 2015 11.02.2014The Techniker Krankenkasse does not want to collect additional contributions according to its own statements. This...
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Health insurance companies: From the New Year the electronic health card is mandatory31.12.2013 "From January 1st 2014 only valid for all statutory sick ...
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When choosing the health insurance provider, offers should be checked carefully.
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Health insurers call for clinic reform10.10.2013The statutory health insurers are demanding that the future federal government dismantle clinics nationwide ...
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Interview with Barmer boss: The Barmer chairman calls for the abolition of the single contribution
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From 2014 only the electronic health card is valid 01.10.2013 At the end of 2013 the classic health insurance card expires. From...
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Health minister criticizes health insurance methods: Health insurance companies save massively on health care 01.09.2013The statutory health insurance companies save ...
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Health minister Daniel Bahr criticizes raisin-picking health insurance funds
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Inadequate health care due to denied health insurance benefits? 08/25/2013 In Germany, patients are increasingly being denied help that is needed. ...
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Hundreds of thousands of patients receive rejection for desired services19.08.2013The statutory health insurance funds are apparently pursuing a stricter savings ...
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AOK criticizes increased income of general practitioners 18.08.2013The AOK has criticism of the increase in income of general practitioners. ...
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New regulation enables temporary debt relief from health insurance31.07.2013Posted debtors and people who do not have any ...
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Health insurance companies pay for the treatment of chronic sick people on vacation
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Hundreds of thousands of insured people do not pay their premiums
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Elective tariffs of the statutory health insurance companies are to be effectively abolished11.03.2013The golden days of private health insurance seem to be over ...
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(Image 1: stock photos-MG / fotolia.com)

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Video: High-Deductible Health Plans, Explained (August 2020).